Using crypto for daily spending is hard.
Privacy
Onchain payments expose everything. Sharing an address reveals balances, history, and future activity. Paying should not mean sharing your full bank statement.
Security
Most wallets mix funding and spending. One leak can drain everything. Reusing the same wallet or card links activity and identity.
Time + effort
Balances sit across wallets and chains. Users can’t separate spending, automate rules, or see limits clearly. Bridging, converting, funding, and recurring payments take too many manual steps.