The card provider enforces restrictions on certain merchant categories by default. Transactions from these MCCs (Merchant Category Codes) are automatically declined:
MCC | Category |
2892 | Explosives |
3484 | Small Arms and Weapons |
4829 | Wire Transfers and Money Orders |
5122 | Drug Stores and Proprietary Drugs |
5681 | Furriers and Fur Shops |
5932 | Antique Shops |
5933 | Pawn Shops |
5937 | Antique Reproductions |
5960 | Direct Marketing – Insurance |
5962 | Direct Marketing – Travel Related Arrangement Services |
5964 | Direct Marketing – Catalog Merchants |
5965 | Direct Marketing – Catalog and Retail |
5966 | Direct Marketing – Outbound Telemarketing |
5967 | Direct Marketing – Inbound Telemarketing |
5969 | Direct Marketing – Other |
5972 | Stamp and Coin Stores |
5993 | Cigar Stores and Stands |
6010 | Financial Institutions – Manual Cash Disbursements |
6011 | Financial Institutions – Automated Cash Disbursements |
6012 | Financial Institutions – Merchandise and Services |
6050 | Quasi Cash – Member Financial Institutions |
6051 | Quasi Cash |
6211 | Securities Brokers and Dealers |
6529 | Remote Stored Value Load – Member Financial Institution |
6530 | Remote Stored Value Load – Merchant |
6531 | Payment Service Provider – Money Transfer |
6532 | Payment Transactions – Member Financial Institution |
6533 | Payment Transactions – Merchant |
6534 | Money Transfer – Member Financial Institution |
6535 | Value Purchase – Member Financial Institution |
6536 | MoneySend – Intracountry |
6537 | MoneySend – Intercountry |
6538 | MoneySend Funding Transaction |
6540 | Point-of-Interaction Funding Transactions |
6555 | Mastercard Initiated Rebate/Rewards |
6611 | Overpayments |
6760 | Savings Bonds |
7272 | Escort Services |
7273 | Dating or Escort Services |
7280 | Hospital Patient Personal Funds Withdrawals |
7297 | Massage Parlors |
7322 | Debt Collection Agencies |
7800 | Government-Owned Lotteries |
7801 | Government-Licensed Online Casinos |
7802 | Government-Licensed Horse/Dog Racing |
7948 | Race Organizations |
7995 | Gambling, Betting, Lotteries |
8631 | Labor Unions |
8651 | Political Organizations |
8661 | Religious Organizations |
9223 | Bail and Bond Payments |
9401 | I-Purchasing Pilot |
9405 | Intra-Government Purchases |
9411 | Government Loan Payments |
9700 | International Automated Referral Service (Visa only) |
9701 | Visa Credential Server (Visa only) |
9702 | GCAS Emergency Services (Visa only) |
9721 | International Affairs (Embassies) |
9754 | Gambling – Horse Racing, Dog Racing, State Lotteries |
9950 | Intra-Company Purchases |